Looking to buy a home in The Columbia River Gorge?
Ready to Buy?
1
Connect with a Real Estate Agent AND a Lender
When choosing an agent, you want to make sure you choose an agent who listens attentively to your needs and concerns. Pick an agent, with whom you feel comfortable and has the time for you.
By starting the process sooner than later with a lender, they can help you get your finances on track to let you know how much you can afford, how to grow your credit score, and just let you know your options for a loan all before getting you approved for a home loan.
2
Start Looking
Once you have decided on a real estate agent, a lender and have your pre-approval letter letting you know how much you can afford comfortably, It’s time to start looking for a home! Yay!
This is when you need to decide your wants and your needs when purchasing. Your agent can help you with this.
Your agent will then start setting up showings around your schedule until you find THE ONE. They will then help you make a competitive offer for the seller that gives advantage over the other offers.
3
Escrow/Inspections/Appraisal/closing
After an agreed upon acceptance, your agent will help you with the next steps… Opening “Escrow”, making timely deposits, setting up the inspection and negotiating repair requests, checking for encumbrances on the title of the home, and negotiating multiple other items between the buyers and listing agent (and sellers) to name a few to make the transaction as smooth as possible for both parties. Upon closing, the agent will make sure to show up at escrow and ensure the wire transfer went through and closing documents are accurate.
Ashlyn is a joy to work with. She took the time to understand our needs and provided us with options that fit exactly what we were looking for. She was easy to communicate with, answered all of our many questions and worked around our busy schedules. I would absolutely recommend Ashlyn to anyone looking to buy or sell their home or has questions about doing so.
-Julie- Home Buyer, Hood River
FAQs
What is escrow?
An escrow is a term that refers to a neutral third party hired to handle the exchange of money, property transaction, and related documents. The escrow holds the money and documents in a trust until all terms and conditions of the sale are satisfied. When depositing the earnest money, it is wise to use an escrow account. When “opening escrow” that means that both parties (buyers and sellers) are agreeing to use this neutral third party entity to handle documents and money.
What are the benefits to buying a home?
It all begins with an idea. Maybe you want to launch a business. Maybe you want to turn a hobby into something more. Or maybe you have a creative project to share with the world. Whatever it is, the way you tell your story online can make all the difference.
Should I sell my current property before buying a new one?
This is a tricky question, and the answer primarily depends on one’s funds and ability to find temporary housing. If a client needs more equity to purchase a new home or meet a mortgage plan, then it is best to sell one’s current home before purchasing their next one. That being said, they will most likely need temporary housing at a friend or relatives, or by arranging a short-term rental elsewhere.
What happens if I decide to back out of buying a house?
If your client gets cold feet about a property that is okay. Sometimes, they have second thoughts or want to go in a different direction. Know that your client will have to forfeit the earnest money, which again, is around 1–2% of the home’s sale price.
What happens if I decide to back out of buying a house?
A mortgage is a type of loan to finance a property. The majority of people are not wealthy enough to purchase a house in total. Thus, a mortgage serves as a secure loan that comes with a fixed interest rate and gets paid off over 15 or 30 years. If need be, your client can refinance their mortgage and payments in the future.
Let’s work together
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